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Colorado Group Health Experts

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Colorado Group Health Experts

Free Health Quotes | Call  (719) 599-7989

Need Group Health? Get Answers.

Speak with a Group Health Insurance Expert in Colorado Springs

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Stop Losing Sleep Over Your Company’s Health Insurance

Here’s what to expect during your free small business health insurance strategy call:

1. Needs Assessment.

2. Compliance Review.

3. Cost Analysis.

4. Strategic Recommendations.

5. Next Steps Roadmap.

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Your Advantage

Work with a Local Colorado Springs Group Health Insurance Expert

 

Colorado Springs business owners trust our 30+ years of experience to handle health insurance rules, control costs, and remove the paperwork headaches.

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We Find You the Best Rates & Options

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Local Colorado Springs Expertise

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Fast, Free & Reliable Health Quotes

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We Work with Your Employees

Your Needs = Our Priority

We Understand What Matters Most to You

Stay Legal with Health Insurance Rules

Avoid costly fines and legal problems. We keep your business safe from changing healthcare laws without adding work for your staff.

Control Your Insurance Costs

Find ways to keep good coverage while managing price increases. We shop multiple insurance companies to find the best deals for you.

Less Paperwork, More Business

Get back hours spent dealing with benefits paperwork. Our team handles enrollments, employee questions, and yearly renewals so you can focus on your business.

 

Attract Better Employees

Offer benefits that help you compete with bigger companies for top talent, without breaking your budget.

Work with a Local Partner

Deal with the same Colorado Springs advisor every year, not a random call center. Your broker gets to know your business and your employees’ needs.

Keep Employees Happy

Give your team clear information about their benefits, quick answers to their questions, and help when they have claims issues.

 

 

Customer Reviews

Trust isn’t given, it’s earned. See why business owners choose Preferred Insurance.

1,000s of Group Health Plans Implemented

Problems We Solve

My rates just went up 18% with no explanation.

I’m not sure if we’re following the health insurance laws.

We’re losing good employees to companies with better benefits.

My staff is swamped with insurance paperwork.

How It Works

Your Group Health Insurance Roadmap

Free Consultation

We begin with a free consultations, learning your needs, answering your questions and addressing your immediate concerns. You’ll leave with a clear understanding of what to expect and how we can help.

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Create a Plan

Our team will create a health insurance plan with options based on what you want and your business needs.

Set Everything Up

We help you switch plans and explain changes to employees.

Provide Ongoing Help

We give continuous service, claims help, and employee education.

Regular Checkups

We review your plan and suggest improvements.

Experience + Deep Local Knowledge

Why Choose Preferred Insurance

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Carl Chavez

Founder and Owner of Preferred Insurance

  1. We Work With All Insurance Companies

    • Unlike agents who only sell one company’s plans, we can shop all insurance providers in Colorado. This means we give honest advice based only on what your business needs.

  2. We Know Colorado’s Insurance Market

    • Our 30 years in Southern Colorado gives us special knowledge about local insurance trends, doctor networks, and Colorado laws that national brokers just don’t have.

  3. We Handle All the Paperwork

    • Our service includes extensive support that goes beyond just picking a plan. We handle the daily hassles of benefits management that usually eat up your staff’s time.

Frequently Asked Questions

1. What group health insurance options are available for small businesses?

You can choose from PPO, HMO, HSA, and level-funded plans from top carriers like Anthem, UnitedHealthcare, Cigna, and Kaiser. We compare all Colorado options to find the best fit for your team and budget.

2. How many employees do I need to get group coverage?

Most carriers require at least two full-time W-2 employees, but we help businesses from 10–100 employees find plans that meet their eligibility.

3. How much does group health insurance cost in Colorado Springs?

Costs depend on factors like employee ages, coverage level, and carrier. On average, our clients save 15–20% compared to going direct—because we shop every major Colorado carrier for you.

4. Will my business stay ACA compliant?

Yes! We handle ACA compliance for you. Our team ensures your plan meets all federal and state rules so you can focus on your business—not government forms.

5. What’s the benefit of using an independent broker?

We work for you, not an insurance company. As an independent broker, we compare all carriers to find the most competitive rates and best coverage options available in Colorado.

6. Can I add dental, vision, or life insurance for employees?

Absolutely. You can bundle medical, dental, vision, life, and disability benefits into one affordable plan—customized for your team.

8. What if my company grows past 50 employees?

Once you hit 50 or more employees, new ACA rules apply. We’ll help you transition smoothly so your coverage and compliance stay on track.

9. How long does it take to set up a plan?

Usually just 2–4 weeks from start to finish. We take care of the paperwork, enrollment, and carrier coordination—so you don’t have to.

10. Why work with a local Colorado Springs broker?

Because we know this market inside and out. For over 30 years, Preferred Insurance has helped Southern Colorado businesses find smarter, more affordable health coverage.

Now is the Best Time to Review Your Small Business Health Plan

The beginning of the year is the perfect time to update your small business health insurance. Waiting too long can mean missing enrollment deadlines, paying higher rates, or leaving employees without the coverage they need. Because most carriers reset rates and benefits in January, reviewing your plan now helps you lock in better options, stay compliant with current regulations, and start the year with a plan that fits your team and budget. Making this move early also shows your employees that their health and well-being are a top priority.

Contact us now for your free strategy consultation.

Preferred Insurance

7710 N Union Blvd #200
Colorado Springs, CO 80920

Voice Line: (719) 599-7989

Office Hours
Mon – Fri: 8:30 am-5:00 pm
Closed weekends and major holidays.

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